Market Commentaries

Our Challenge Ahead

November 2000

Our_Challenge_Ahead_Win2000


“To be or not to be AAA rated”

August 2000

Presidents_Letter_Fall2000


Happy To Be in the Bond Business

March 2000

Happy_In_Bond_Bus


Memorial Day Thoughts

January 2000

MemorialDayThoughts_Spr2000


Long Term Growth and Federal Reserve Actions

July 1999

Long_Term_Growth_Fed_Resv


What Bond Should I Buy?

July 1999

What_Bond_Should_I_Buy


The Equity Market: Liar’s Poker?

May 1999

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Looking Back… Looking Ahead

February 1999

Looking_Back_Looking-_Ahead


“On The Road Again”

February 1999

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Thanksgiving Thoughts

November 1998

Thanksgiving_Thoughts


A Brief Introduction to Bond Mathematics

November 1998

Bond_Mathematics


Safe Haven From The Storm

November 1998

Safe_Haven_From_The_Storm


President’s Letter

November 1997

Presidents_Letter_Win97


Bernardi Service Custodial Accounts

October 1997

BernardiService_Custodial_Accounts


Memorial Day Thoughts

January 1997

Memorial_Day_Thoughts97